Dividends are company stocks, the more you own the more you will earn (four times a year!).
If you invest in stocks that pay dividends you'll earn money every quarter and the more you own the more you will earn! You could invest in stocks from a company that is going to be great and earn a bunch more in the years to come. Jlab, I can't think of any other one. But try to invest in startups and companies that have long histories of increasing their dividend payouts each year
The risk is pretty low in the short and long term, unless the company goes bankrupt but if it's a large enough company it will just be bailed out by the government. 
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